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Winter weather can bring a host of different problems. Thankfully, our colleagues at Aviva have developed a very useful guide to managing winter risks. Please check out the following areas.

Impact on buildings – It’s important to consider how heavy snowfall, freezing temperatures and strong wind chills might affect your business’s premises.
Snow & ice can cause damage to roofs, affect ventilation systems, cause drainage problems, unheated buildings can freeze, as can fluid-filled services or equipment, sprinkler piping etc
So, all gutters, gulleys etc should be checked and cleared of any debris. Roofs should be checked at least twice a year. Then, if there is a snowfall, ensure that it doesn’t cause any blockages – including downspouts etc.winter risks
For full details go to – https://www.aviva.co.uk/risksolutions/knowledgestore/answer/1769/ 

Storm damage – High winds and heavy rain can cause damage to properties, and flying debris poses a risk to your buildings, vehicles and any people caught out in the storm.
Building maintenance carried out by skilled, competent people is the best line of defence against extreme weather.
For full details and a check list go to – https://broker.aviva.co.uk/documents/view/aviva_windstorm_-_protection_of_buildings_lps_.pdf

Slips, trips & falls – Slips and trips are a common cause of injury at work, and water, ice and wet leaves in winter increase the risks even further – both inside and outside your business’s premises.
The injuries caused by trips, slips and falls not only affect the individuals involved, but can also mean losses for your business through customer claims, employee absence and bad publicity. They consistently account for around 1 in 3 non-fatal major injuries, and for over 1 in 5 over-3-day injuries in workplace areas.
A risk assessment can highlight areas where further action is necessary. The risk assessment process might include a ‘heat map’; plotting all slips, trips and falls incidents by location to identify areas of highest footfall and high risk areas.
For full details, go to – https://broker.aviva.co.uk/documents/view/aviva_top_tips_for_trips_lps_v1.1.pdf 

Christmas – Nobody wants to be a health and safety bore at Christmas, but there are a few added risks you’ll need to be aware of to make sure accidents and misconduct don’t ruin the fun.
From decorations blocking your sprinkler systems to faulty fairy lights, you’ll need to carry out a risk assessment to keep employees and customers safe. And if you’re having a Christmas party, you may also need to consider the impact on employees from different cultural and religious backgrounds, and make sure staff understand what standards of behaviour are expected of them, even after a few drinks.
For a risk assessment checklist, go to – https://broker.aviva.co.uk/documents/view/riskmanagementbulletinchristmas.pdf

Flooding – Flooding can cause big problems for your business, from damage to property, stock and equipment, to employees and deliveries left stranded in flood-affected areas.
Flooding is the most common and widespread natural source of damage to properties in the UK. Homes and businesses are more likely to suffer damage by flooding than by fire.
Too often the consequence is that businesses are unable to supply their customers, and may not recover to pre-loss levels for many months or years – if at all. It’s not always possible to eliminate the risk of flooding altogether, but there are lots of steps you can take to reduce the risks, limit damage and improve your business’s recovery time.
For a detailed guide, go to – https://broker.aviva.co.uk/documents/view/aviva_uk_flood_-_guidance_and_mitigation_lps__.pdf

Winter Driving – From icy roads to more hours of darkness, the risks associated with driving increase over the winter months.
So if your employees need to drive for work, it’s important to understand the risks and try to reduce the likelihood of them being involved in an accident.car headlings in fog - car and motor insurance
As well as injured staff and vehicle damage, harsh driving conditions can lead to other losses for your business too – like vehicle breakdowns, claims from other road users involved in accidents, and longer journey times.
For advice on driving in adverse weather, go to – https://broker.aviva.co.uk/documents/view/winterriskmanagementbulletin.pdf

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