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We can often provide quotations for policies written on a worldwide all risks basis with enhanced cover for most sections and whilst this does not cover every eventuality it does afford the holder a much wider degree of protection.  The exact cover will differ based on individual needs and various insurance products, but may include:

  • specialist buildings cover – for properties that are listed or of a non-standard construction
  • worldwide personal possessions cover
  • accidental damage cover – included automatically
  • new for old replacement – applies to lost, stolen or damaged possessions
  • specialist valuables cover – for high value items such as fine art, antiques, gold, silver and jewellery
  • pre-approved valuations – payouts are confirmed in advance based on agreed value of items
  • travel insurance
  • additional homes – includes investment properties and holiday homes
  • emergency accommodation – in the event of damage to the home
  • new purchases – automatic cover for all new purchases
  • garden cover – includes garden, grounds and the costs of re-landscaping
  • student cover – can also be included while students are away from home
  • guests’ possessions
  • home office cover
  • legal expenses, property owners liability and employers’ liability for domestic staff
  • finance – worldwide cover for money and credit cards as well as the option to cover loss through identity fraud
  • portfolio policies – your policy can be extended to include other items and areas e.g. cover for classic cars and other miscellaneous cover such as motor breakdown and pets

If you would like an insurance quote for high value jewellery, fine art, antiques and more, please contact us on 0345 241 6501.

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