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Fake News – busted! – Contrary to advice circulating in some parts of the media, UK Motor Insurers will not refuse to pay if you drive whilst there is a red weather warning. It is, of course, better to adhere to severe weather warnings wherever possible and to not put yourself or other road users, vehicle recovery companies and emergency services at risk but if you can’t avoid making a journey, your Insurers won’t not pay because there is a weather warning against doing so.
If you do need to make a journey, make sure you’ve checked things like tyre pressure, anti-freeze and fuel and that you have good cold-weather clothing, blankets and a fully charged phone in case you were to breakdown.

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